Research
Property Investment Aggregators innovative research model incorporates many years of experience from qualified finance & real estate professionals.
We incorporate independent
research from Australia's leading research providers such as, Residex, BIS
Shrapnel, Matusik
Property Insights,
RP Data, ABS, major financial institutions such as Commsec and property
Valuers such as Herron Todd White and Propel National Valuers. Our company
also provides regular property market report feature articles in the
Finance
Brokers Association Australia e-mag.
We then Identify property investment locations that are likely to outperform.
We
research
available property opportunities in selected areas and provide independent research and valuations
with our unique summary report.
Click here to see a Full Research Report example.
Click here to see a Summary Report example.
We then provide our business partners and
investors with a full detailed report on the property, area, builder, cash
flow analysis and more. Plus a summary page including suburb profiles,
location and property features plus key property and investment fundamentals
they need to know. Such as:
Property Fundamentals
1. Location.
2. Desirability.
3. Quality.
4. Design.
5. Builder/developer.
Investment Fundamentals
6. Capital gain
potential.
7. Value.
8. Rental yield.
9. Supply & demand.
10. Finance.
We also provide key data on the properties financials such as:
1. Net yield.
2. Gross income.
3. Rental expenses.
4. Tax deductions.
5. Holding costs/cash flow.
We then upload this information to our members only website and provide detailed property investment analysis tools for members to easily locate suitable properties for investment according to fundamental indicators.
We continue to monitor trends to maintain a high quality of property investment opportunities.
The 5 most important things to research.
1. Is the economy in the right stage of the cycle?
a. Macro economically we need to determine if the whole economy in Australia is in the right stage of the cycle.
2. Which states are in the best growth phase?
a. Not all states are in the same cycle.
b. We need to identify the booms and downturns of each state.
3. Which areas within those states?
a. Just because a state is going ahead, it does not mean everywhere in that state is booming.
b. We need to identify the 6 key fundamentals such as:
1. Demographics
2. Infrastructure
3. Employment
4. Population growth
5. Yield
6. Supply and demand
4. Which properties are in the highest demand by owner occupiers?
a. We need to identify the properties that are in the medium price range as this is where the most demand is.
b. We do not want to over capitalise on an expensive property that does not have a good yield.
5. Is the price right and likely to outperform the market?
a. Finally, we need to compare the properties against other properties that have sold in the area to make sure we are getting value.
10 Point Property Selection Criteria:
1. It should be new, or near new.
a. To minimise repairs.
b. To maximise tax depreciation.
c. To maximise yield and growth.
2. Quality builders.
a. Quality builders with a track record will ensure a smoother process.
b. Less problems.
c. Better quality tenants.
3. Strong population growth forecasts.
a. Strong demand puts upward pressure on yield.
4. Close to essential services.
a. More renters will want to live there, thereby increasing competition and yield.
5. Approved by banks and insurance companies.
a. We need to make sure that the lenders will lend to the maximum loan to value ratio in that area.
b. More financiers’ means more potential buyers are able to buy there, which drives up prices.
6. High capital growth potential.
a. Look for all the tell tale signs of growth.
b. Close in to the CBD, capital growth tends to be higher and further out in the suburbs, it is lower.
c. Conversely, close in to the CBD, the yield is usually low compared to out in the suburbs where it is relatively higher. (Yield is the relationship between the rent received and the value of a property.)
d. So we experience the phenomenon of higher growth coupled with lower yield or lower growth coupled with higher yield. Which is better? Neither. They are just different. What is better? To try to get the best outcome between yield and growth!
7. High employment area.
a. More demand by tenants and buyers.
8. In high demand by tenants.
a. Look for medium priced properties that are in more demand.
b. Will increase yields.
9. Suitability for investors.
a. Will ensure low maintenance and easier management.
10. Cash flow friendly.
a. Higher yields ensure more cash flow to you, thereby easing the process and allowing you to leverage further and faster.
Here are the top 10 reasons why to buy Australian residential property:
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Population growth in Australia is strong due mainly to immigration & baby boomers.
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Undersupply of housing placing strong upward pressure on prices.
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Rents are soaring due to demand, undersupply & low vacancy rates.
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Low interest rates on historical standards which helps cash flow.
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Strong economy fuelled by strong demand from China and Asia.
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Construction and land prices are likely to rise sharply.
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Property allows you to leverage your money higher and safer.
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Confidence in equity markets and superannuation funds was shattered.
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Receive a 50% tax break on your property investments.
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Property investors are streaming back to the property market as first home buyer competition dries up.
A good investment must have these 4 characteristics:
Good returns
Low risk
Gearing
Achievable